Unified Payments API for Africa

Accept and send payments across markets with one integration—consistent responses, retries, and smart routing built in.

Explore Pricing

Everything you need to move money

From collections to payouts, reconciliation, and webhooks—designed for developer velocity and operational reliability.

🔁

Collections & payouts

Bank, card, and mobile money with unified flows and idempotency.

🧾

Reconciliation

Transaction states with webhooks and exports to keep your ledger accurate.

🛡️

Risk‑aware

Works seamlessly with Simpo Fraud Detection to reduce chargebacks and losses.

⚙️

Simple auth

API key based, scoped environments, and clear error messages.

Create a payment in seconds

Use simpo.payments.create to charge customers and receive a consistent response across providers.

// Create a payment
const payment = await simpo.payments.create({
amount: 10000,
currency: "KES",
recipient: "+254700000000"
});